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Martin's Money Mantras. Before spending If you answer 'NO' to any of the following questions, don't buy. Ask: Do I need it?

Can I afford it? Not skint? Ask: Will I use it?

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Is is worth it? Want more great deals? MSE's Coupon Kid. Writing and filming the best deals and tricks See all blogs. How this site works We think it's important you understand the strengths and limitations of the site. This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances and remember we focus on rates not service.

We don't as a general policy investigate the solvency of companies mentioned how likely they are to go bust , but there is a risk any company can struggle and it's rarely made public until it's too late see the Section 75 guide for protection tips. Do note, while we always aim to give you accurate product info at the point of publication, unfortunately price and terms of products and deals can always be changed by the provider afterwards, so double check first. We often link to other websites, but we can't be responsible for their content.

Always remember anyone can post on the MSE forums, so it can be very different from our opinion. More tools from. Premium Bonds Calc Unique tool uses probability to estimate winnings. Credit Club Turbo boost your credit chances and get your free Experian credit report. Income Tax Calculator Find out how much income you keep and how much the taxman takes.

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